The terms that govern your use of this website and our life settlement services.
Last updated: September 17, 2026
These Terms of Service govern your use of the Silverman Life Settlements website located at silvermanlifesettlements.com. By accessing this website or contacting Allan Silverman for a consultation, you agree to the terms described below.
Silverman Life Settlements is operated by Allan Silverman, a California licensed life settlement broker, CA Insurance License #0379802, based in Huntington Beach, California.
Allan Silverman acts as a life settlement broker. A broker represents the policyowner (you) in the sale of a life insurance policy to a licensed buyer. Allan shops your policy to multiple buyers to generate competition and works to secure the highest possible offer on your behalf.
Allan is compensated from the proceeds of the transaction. You do not pay any upfront fees for the consultation, policy review, or settlement process.
Allan Silverman represents the policyowner in a life settlement transaction. He does not represent the buyer, the insurance company, or any other party. His role is to act in your best interest to secure the highest possible settlement for your policy.
Compensation is paid from the settlement proceeds at closing. The fee is a percentage of the settlement amount, which means Allan's financial incentive is aligned with yours: the higher your settlement, the better for everyone.
Settlement outcomes vary based on age, health, policy type, and market conditions. Past results do not guarantee future outcomes. Not every policy qualifies for a life settlement, and not every qualified policy will receive the same settlement ratio.
Any estimates provided by Allan are based on his professional experience and current market conditions. Actual offers may differ. You are under no obligation to accept any offer.
To evaluate your policy, Allan may need you to provide accurate information about your policy and health history. You agree to provide truthful and complete information to the best of your ability.
You should continue paying premiums during the settlement process to keep your policy in force. A lapsed policy may not qualify for a settlement or may receive significantly lower offers.
A life settlement is one of several options for handling an unwanted or unaffordable life insurance policy. Alternatives include:
You are encouraged to explore all alternatives before deciding whether a life settlement is right for you.
Life settlement proceeds may have tax implications. The tax treatment depends on your specific situation, including the premiums you have paid, the cash surrender value, and the settlement amount. We strongly recommend consulting with a qualified tax advisor before completing a settlement transaction.
This website does not provide tax, legal, or financial advice. Nothing on this site should be interpreted as tax, legal, or financial advice.
The information on this website is provided for general educational purposes only. It is not intended as, and should not be relied upon as, financial advice, tax advice, legal advice, or investment advice. You should consult with qualified professionals before making any decision about your life insurance policy.
Your personal information is kept strictly confidential and is shared only with buyers who need it to evaluate your policy. We never sell or share your information for marketing purposes. See our Privacy Policy for complete details.
Allan Silverman is a California licensed life settlement broker, CA Insurance License #0379802, Active, Resident license, based in Huntington Beach, California. Life settlements are regulated by state insurance departments, and licensing requirements vary by state.
We may update these Terms of Service from time to time. Changes will be posted on this page with an updated revision date. Your continued use of the website after changes are posted constitutes acceptance of the updated terms.
If you have questions about these Terms of Service, please contact Allan Silverman directly:
Phone: (714) 271-2223
Location: Huntington Beach, California
License: CA Insurance License #0379802