Privacy Policy

Last Updated: January 1, 2026

Silverman Life Settlements ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and protect information when you visit our website at silvermanlifesettlements.com or contact us regarding our life settlement brokerage services.

By using our website or services, you agree to the terms of this Privacy Policy. If you do not agree, please discontinue use of our website and services.

1. Information We Collect

Information You Provide Directly

We collect personal information that you voluntarily provide to us, including when you:

  • Fill out our policy review request form
  • Call us or correspond with us via phone, email, or mail
  • Request information about life settlement services
  • Enter into a broker agreement with us

This information may include your name, address, phone number, email address, date of birth, health information, life insurance policy details (including policy type, face value, insurance company, and policy documents), and financial information relevant to evaluating a life settlement.

Information We Collect Automatically

When you visit our website, we may automatically collect certain technical information, including your IP address, browser type and version, pages viewed, time and date of visits, and referring website. This information is used to improve our website and understand how visitors use it. We do not use this information to identify you personally.

Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your experience. You can set your browser to refuse cookies, though some features of the website may not function properly if you do. We do not use cookies to track your behavior across third-party websites.

2. How We Use Your Information

We use the information we collect for the following purposes:

  • Providing services: To evaluate your life insurance policy for settlement eligibility, prepare and present your policy to qualified buyers, and facilitate settlement transactions on your behalf.
  • Communication: To respond to your inquiries, provide updates on your transaction, and send you relevant information about our services.
  • Compliance: To meet our legal and regulatory obligations as a licensed life settlement broker, including maintaining required records of transactions.
  • Improving our services: To understand how our website and services are used and to make improvements based on that understanding.
  • Safety and security: To protect against fraud, unauthorized access, and other harmful activities.

3. How We Share Your Information

With Life Settlement Buyers

As a life settlement broker, our primary service involves presenting your policy to qualified institutional buyers. To receive offers for your policy, we must share certain information — including your policy details and health information — with these buyers. We share this information only after you have engaged our services and authorize us to do so in the broker agreement. All buyers we work with are licensed where required by law and are obligated to maintain the confidentiality of information shared with them.

With Service Providers

We may share your information with third-party service providers who assist us in providing our services, including life expectancy underwriting firms, escrow companies, legal counsel, and technology providers. These parties are authorized to use your information only as necessary to provide services to us and are contractually required to protect its confidentiality.

Legal Requirements

We may disclose your information when required by law, court order, or governmental authority, or when we believe disclosure is necessary to protect our legal rights, protect your safety or the safety of others, investigate fraud, or comply with applicable laws and regulations governing the life settlement industry.

We Do Not Sell Your Information

We do not sell, rent, or trade your personal information to third parties for marketing purposes. Your information is used solely to provide and improve the life settlement services you have requested.

4. Health Information

Because life settlement values are influenced by the insured's health status, the process requires the collection and sharing of health information. We handle health information with particular care and share it only with parties who need it to evaluate and price your policy (buyers and life expectancy underwriting firms). By engaging our services and signing the HIPAA authorization included in the broker agreement, you authorize us to collect and share health information as necessary to complete the settlement transaction.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, disclosure, alteration, or destruction. These measures include secure transmission protocols, access controls, and regular review of our security practices.

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security. If you have reason to believe your interaction with us is no longer secure, please contact us immediately.

6. Data Retention

We retain personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with our legal and regulatory obligations as a licensed broker, resolve disputes, and enforce our agreements. Life settlement transaction records may be retained for a period of time required by applicable state insurance regulations, which is typically seven to ten years.

7. Your Rights and Choices

Depending on your state of residence, you may have certain rights regarding your personal information, including the right to:

  • Access the personal information we hold about you
  • Correct inaccurate personal information
  • Request deletion of your personal information, subject to our legal retention obligations
  • Opt out of certain uses of your information

To exercise any of these rights, please contact us using the information provided below. We will respond to your request within the timeframe required by applicable law.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Children's Privacy

Our services are intended for adults and are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us and we will take appropriate steps to delete that information.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or other factors. When we make material changes, we will update the "Last Updated" date at the top of this policy. We encourage you to review this policy periodically.

11. Contact Us

If you have questions about this Privacy Policy, wish to exercise your privacy rights, or have concerns about how your information is being handled, please contact us:

Silverman Life Settlements is a licensed life settlement broker. License information is available upon request.